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ECFCU 2012 SCHOLARSHIP APPLICATIONS NOW AVAILABLE!
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Two (2) $500 scholarships will be awarded in May, 2012.

Must be a member of ECFCU.
(Applicant must be primary account holder of a regular or minor account.)

Qualifications:
  a.) At least a high school senior and in pursuit of any kind of post-secondary education, including professional, vocational, and academic studies not limited to colleges and universities.
 b.) Must apply between December 19, 2011 and February 15, 2012.
 (Must be postmarked by February 15, 2012.)

In addition, all applications will be forwarded
to the Lake Erie Chapter Scholarship Program who will also be awarding two (2) $500 scholarships.

If chosen to receive a scholarship from the Lake Erie Chapter, their application may be selected to participate in the statewide scholarship program sponsored by the Ohio Credit Union Fundation, which awards four (4) $2,500 scholarships.

Applications can be picked up at any of our office locations!

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MasterMoney™ Debit Card

 Along with your checking account, you can apply for a MasterMoney™ Debit Card. It works just like a credit card, except your purchases are automatically subtracted from your checking account. 

You get all the conveniences of a credit card, but without the interest charges. Plus, it’s nice to know you can access your funds any time at ATMs and merchants without carrying a checkbook.

Once you receive an ECFCU MasterMoney Debit card you will receive a personal identification number (PIN) in a seperate mailing a few days later.

When using your ECFCU MasterMoney Debit Card, please use it as a "debit" and use your PIN. ECFCU DOES NOT  charge to use your card as a debit. ECFCU recommends that you use your card as a safer means to protecting your money.

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ARE YOU IN THE MARKET FOR 
A NEW OR USED VEHICLE?
 
CLICK ON
    
TO CHECK OUT  
 OUR RATES !

             
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Check out our Facebook Page

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          Lost or Stolen
MasterMoney Debit Card 
          "After Hours" 
        Phone Number 

To report your  MasterMoney Debit Card,   lost or stolen,  after normal credit union  business hours,  please call: 
        1-888-918-7859 

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LOST OR STOLEN VISA CARD "AFTER HOURS" PHONE NUMBER

To report your ECFCU Visa card lost or stolen, after normal business hours, please call
1-800-808-7230 as soon as you discover it missing.  

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ECFCU'S MISSION STATEMENT:

 To meet the financial needs of our present and future members through community involvement and sound financial decisions.
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Weatherproof Your Federal Benefit Payments with Direct Deposit
 
Source: U.S. Department of the Treasury, Financial Management Service
 
The United States is the most severe weather-prone country on Earth according to the National Weather Service. If you receive Social Security or other federal benefit payments by paper check, you should know that when severe weather strikes, evacuations and mail disruptions can prevent you from getting your money on time.
 
Ensuring you get your money in the most reliable way is one reason why the U.S. Department of the Treasury has begun its move toward all-electronic federal benefit payments. When you apply for federal benefits, you will now receive your federal benefit payments electronically from day one. If you receive paper federal benefit checks, you must switch to electronic payments by March 1, 2013.
 
Making the switch to direct deposit is fast, easy and free. Your federal benefit payment will go straight into your checking or savings account on payment day each month. To make the switch, visit Erie Community Federal Credit Union or sign up online at www.GoDirect.org.
 
A paper check is no match for a natural disaster. Take action today!

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ANNOUNCING THE  NEW STUDENT LOAN PROGRAM: 

Private Student Loans

Now you can pay for college the smart way with great repayment options!

Together we can do this.

The Smart Option Student Loan
® 
by  
Sallie Mae
®

The Smart Option Student Loan
 features and benefits:
> Competitive Interest Rates

> Borrow up to 100% of school certified education costs (minimum $1,000)

>Multiple in-school repayment options available

> Borrower benefits available - like rewards and interest rate reductions

> Rates that reward creditworthy borrowers

> Applying with a creditworthy cosigner may help you qualify and/or receive a lower rate

> Fast Online Application. Our easy-to-complete application takes about 20 minutes.
 It's quick and easy.

> 24/7 online account management

> No prepayment penalty

*Click on the link for additional information:
 

            
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Not Satified With Your Current Credit Card?
 
 


Our Credit Cards Offer:
• No Annual Fee
• No Overlimit Fee
• Competitive Rates

LOCAL PEOPLE AT LOCAL OFFICES, NOT SOME STRANGER OVER THE PHONE

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