Checking Accounts

savings, finances, economy and home concept - close up of man with calculator counting money and making notes at home

Checking with us is easier than ever! We offer all the conveniences of managing a checking account at home or on the go, online or in line. Manage your accounts at your convenience with a debit card, Homelink Teller, EZ Pay, e-Statements, and a nationwide ATM Network!

Click here to print your checking/savings account application.

Click here to sign up for Direct Deposit.

Click here to reorder checks.

Business Checking

We offer Business Checking accounts! Manage your small business separately from your personal accounts with all the same conveniences: free checking, debit card, online banking with Homelink Teller, e-Statements, and EZPay! Don’t forget, we’re also part of the North Coast Business Lending, LLC to help your small business grow.

Debit Cards

Your ECFCU SHAZAMChek Debit Card allows you to pay securely and conveniently without carrying a checkbook or too much cash – the money comes straight out of your ECFCU checking account. For extra security, all ECFCU debit cards are now issued with security “chips” embedded on the card front.

Download the SHAZAM BOLT$ app to add fraud protection and flexibility to your ECFCU Debit Card – click here for the app. Use it to report a card lost or stolen before you even contact us!

MasterCard SecureCode

Our Debit Card offers MasterCard SecureCode, a private code for your SHAZAMChek Debit Card that gives you an additional layer of online shopping security. Only you know your code – merchants aren’t able to see it. Enrollment is easy! Just visit or stop in to see us.