In case your checking account is overdrawn, we offer Overdraft Transfer – we’ll automatically transfer funds from your other ECFCU accounts to your checking account to cover the overdraft, for a small fee.
Courtesy Pay adds a measure of protection to your checking account (and credit rating) in which the credit union covers insufficient funds checks or in-person withdrawals, up to $500, for a small fee. Click here for our Fee Schedule. This service saves you additional charges from the merchant collection companies AND the embarrassment an inadvertent overdraft can cause. You have 30 days to bring the account current, either through direct deposit, transfer of funds, or a deposit at one of our offices.
Click here to reorder checks.